being sued by loan company
our home was repossed several years ago. we have been unable finacially to make any payments on the loan. our monthly income is about $1100.00. We are raising an 8 yr old grandson. We have tried to get government help and have been denied. We have told the attorneys from the loan company our situation but they are still sueing us. We do not know what to do about it. The court date is March 12 th. We would rather not go bankrupt. We did that twice early in our marriage. They are not the only people that we owe money to but they are the only ones that are sueing us. Please advise
Landlord-Tenant Small Claims
I am suing my ex-landlord in Small Claims court over a maintenance item. I paid for the maintenance while a tenant since landlord refused to pay it. I did not argue at that point fearing retaliation and now bringing a case asking landlord to pay me back.
Questions --
1) During my stay, the landlord lost my rent check multiple times and I had to follow up with her and send her duplicate check? Shall I point this to the judge (proves landlord is negligent and tenant is prompt in payment)
2) The landlord did not pay interest on Security Deposit even though it is mandated by State Law. shall I point this out (proves landlord is used to violating law)
3) The elevator in apartment building was running with expired safety cerificate for a couple of months. Shall I point this (landlord is usually negligent in maintainting the apartment)
4) If the judge asks why I am suing several months after the incident, is it OK to say that I was fearing retaliation by landlord or shall I say that I was not aware of law ?