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Asked in Cuyahoga Falls, OH Oct. 10, 2016 ,  1 answers Visitors: 7
Can a creditor attempt to collect a debt that was filed as "Avoid lien using 11 USC 522 (f) after a Ch. 7 discharge?

1 Answers

Anonymous
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Posted on / Nov. 12, 2016 12:08:55

You should send them a copy of your bankruptcy discharge notice. The creditor's attorney may only be looking in Ohio federal courts, instead of the national database. If they continue to pursue you after sending them the notice, you may be entitled to damages for violation of your rights acquired through bankruptcy. One possible exception is if they are pursuing their lien rights. If you properly avoided the lien, they lost that right. If not, they may still be permitted to pursue that, and only that, remedy.

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