While the regulations don't set a number only one party of the same sex should be present. More may not invalidate the test, but may lead to other litigation.
SOL on Car loan
If a car loan was signed in 2002 in Florida, then repossed in Missouri and payments stopped 5/2003, then we have lived in California since 2004 and currently still live here what is the SOL? Also, if they sue us in what state will they have to file?
Credit card paid off, now getting billed for it again
I have a credit card that I was running a BAL on and making my payments on-time every month. So I paid it off finally and had an over payment on it on the top of my BAL, which I requested a refund for and received it. I received my final statement showing my zero -0- balance and no transaction on it. I have not used the card for a few months, now I am receiving a bill from the card company stating that I still owe them money and there was a mistake in calculating that my balance was paid off!
There have not been any charges on the card and I have statement showing my BAL was zero 3 months ago. Do they have the right to do so? What is my course of action at this point?
Thanks.
