My sister filed for bankruptcy and listed me as one of her creditors. She wants to pay me back now. Should I go to the trouble of having a Promissory drawn up for the repayment? Is there a point to doing that? Are there Oregon laws governing this sort of promissory note?
Once you are listed as a creditor on a bankruptcy and the debtor gets a discharge, you are no longer legally entitled to collect the debt. The debt doesn't exist, at least not legally, and if you tried to collect it you would be violating bankruptcy law and subject to penalties.
Your sister can of course opt to pay you back but it would be purely voluntary on her part. Because this would be voluntary, there is no point in drawing up any legal documents to enforce this. All you can do is sit back and wait and see if she does pay you back. Going forward you can refuse to lend her any money in the future and you can dissociate yourself from her socially if that gives you any satisfaction.
Be aware that in order to get a bankruptcy discharge your sister had to provide the court with a budget that left her no excess money that could have been used to pay back her debts, so the act of her coming up with extra money now to pay you back might contradict her sworn statement as to the budget she needed to live on that she filed with the court. (If she came into additional income, then it wouldn't be a problem, such as unexpected overtime pay or a raise that wasn't anticipated.)
In the future if you want to loan money to someone, talk to an attorney about how you might created a secured loan. As a secured creditor you will retain your right to get paid back if the item pledged as security has at least the value of the loan you made. Anything can be used to secure a loan - a car, a house, jewelry, electronics, personal property with significant value. (If personal property is given to secure a loan, then you need to perfect your lien by taking physical possession of the property for the duration of the loan. An attorney can explain how this is done.)
former Roommate left belonging
My former roomate left a spare tire and other belongings in her room. Our lease together expired 7/31. However, I have a new roomate coming in to occupy her former room and her belongings are still there even though on July 21st she wrote via The Facebook that her boyfriend would be picking up her belongings. Well, I waited PAST our lease termination date to have the landlord change the locks on August 6th. Her belongings were still there. What action can I take to get her belongings out before the new roommate occupies the space ? Thank you in advance.
Hello. My (soon to be) ex spouse and I are concluding a successful mediation in Texas. I expect to have the Mediated Settlement Agreement (MSA) from the mediator today or tomorrow. We would like to keep costs as low as possible and not hire local attorney(s). Can we submit our MSA here online for review and to have an online attorney prepare the decree and any other necessary documents? If so, what is the cost and how would we then go about filing the documents with the court?
Thanks...