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Foreclosure

Can I ask the trustee to include redemption amount for my house in chapt 13 bky so I can sell it because of equity in
Asked in Minneapolis,  MN Oct. 04, 2018 ,  1 Answers

My house was sold at a sheriff sale and the redemption period was almost up when I filed chapter 13 bankruptcy which gave me 60 additional days for redemption. I had several buyers but one signed a purchase agreement and was preapproved with a VA loan, however the VA or company selling the house for...

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Filed for bankruptcy in 2011. Abandoned and discharged my house. HOA had dues added to house after it was discharged.
Asked in Evans,  GA Sep. 29, 2018 ,  2 Answers

According to U.S.S.C. 523 (a) (16) I did not have the intention to keep the house. The bank foreclosed on the house in 2012 and removed the foreclosure 2 months later. They later foreclosed again in 2015 and sold the house. The HOA is using a debt collector to attempt to take $3800 that was "debted"...

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Can def file a mt to vacate jud or motion for rehearing in a fed civil case after judge accepts the magistrate report?
Asked on Sep. 27, 2018 ,  1 Answers

Judge hasn't posted a final judgment yet. And if a defendant can file a motion to vacate or a motion for a rehearing based on error in judgment contrary to the law can new evidence be introduced in that motion? This is a federal foreclosure case for home equity loan

# 63
Complex Foreclosure on 2nd mortgage/divorce/bankruptcy question
Asked in Mattawan,  MI Sep. 22, 2018 ,  2 Answers

Ex-Husband and I divorced in 2007 and divorce decree stated that I got the house and would assume the mortgage payments. The deed was transferred to my name. The mortgage was in his name only and he had taken out an $11,000 2nd mortgage against it in 2004. The first mortgage is not in default as I h...

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If my house is underwater and has a foreclosure judgement, Can I still use the fl homestead exemption?
Asked in Edgewater,  FL Sep. 08, 2018 ,  1 Answers

If I can use the florida exemption, how do I calculate that? Foreclosed for 198,000. Principal 118,000. Arrears according to them $32,000. Value of home $135,000. As a teacher with only 2 debts and 3 kids in college, I have to file pro se. Willing to pay for questions to be answered. Also, my though...

# 65
What happens in a FL home foreclosure if the Chapter 13 (Automatic Stay) bankruptcy case is dismissed?
Asked in Hialeah,  FL Aug. 18, 2018 ,  1 Answers

I am in FL foreclosure and filed Chapter 13 for the automatic stay. I have a bankruptcy hearing on 8/27/18. If my bankruptcy case gets dismissed, what happens and in what usual time frame? Specifically, how long before I am booted from my house should the above occur? Thanks!

# 66
I had my day in court and still nothing got done or decided !
Asked in Cape May,  NJ Aug. 10, 2018 ,  1 Answers

I had to go to court to try and get my mortgage reinstated. The judge asked me to talk to him in his chambers. He said, OK, lets hear your side of the story and take your time. I told him everything from start to that day. He said, that's exactly what I read, so why won't these investors work with y...

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Grantor 1)RUFFIN, AUSTIN2)RUFFIN, PARIS M W3)WILLIAMS, PARIS MGrantee BANK OF AMER normal or i have a case?
Asked in Omaha,  NE Aug. 03, 2018 ,  1 Answers

I think stole property thats mine by heir. Although I haven't seen what's written inside these documents, I notice ReContrust Co. is an affiliate & i learned theyre notorious for scamming foreclosures. I need these documents examined for fraudulence. This leads me to a recent public notice of forecl...

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NJ property just had writ of execution hearing. I’m planning on filing chapter 13. But, I’m moving to the property from
Asked in Norcross,  GA Jul. 25, 2018 ,  2 Answers

Moving there from Georgia. Which state do I hire the bankruptcy attorney in? I don’t want to wait until the last minute to file in case of an error. When is the suggested best time to file during the foreclosure timeline?

# 69
I purchased a house before I married my current husband. Its in contract to sell. He won't sign for it to sell.
Asked in Latrobe,  PA Jul. 25, 2018 ,  1 Answers

My name is the only name on the loan and it is in my previous name as well as the only name on the deed. If he doesn't sign it will foreclose. What options do I have?

# 70
The investor's lawyer called me a liar and wants me Subpoenaed to go to court ! Is this normal ?
Asked in Villas,  NJ Jul. 17, 2018 ,  3 Answers

My bankruptcy attorney had a court hearing to get my mortgage reinstated. The lender's lawyer objected to everything and called me a liar and said, they had a agreement with my first lawyer to sell my home. I never gave my first lawyer or anyone else permission to sell my home. The lender's lawyer s...

# 71
I fell behind on my mortgage payments, and my lender wants to foreclose !
Asked in Cape May,  NJ Jul. 13, 2018 ,  3 Answers

My wife passed away and I fell behind on my mortgage payments. My lender wants to foreclose. So I filed chapter 13, I now have a job making plenty of money to pay my mortgage & the back arrears. My daughter just got a good paying job and my brother all who live with me are now helping me pay the mor...

# 72
Can a bankruptcy stop a foreclosure/ eviction after it has been lost?
Asked in Dallas,  TX Jul. 11, 2018 ,  1 Answers

I have a (trailer) renter who was being faced with foreclosure back in may and lost. Well in June the same renter filed for bankruptcy. Now the mortgage company won't come for the trailer since it's in bankruptcy. Is there anything I can do?

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Do I have to pay back a government secured guarantee on a foreclosed house?
Asked in Douglasville,  GA Jul. 04, 2018 ,  1 Answers

# 74
How can I find a civil rights pro Bono attorney when municipal and district are my enemy and I'm indigent?
Asked in Olympia,  WA Jun. 29, 2018 ,  1 Answers

I'm a homeowner who is now homeless with an arrest record and public deffimation of character mearly because a city wants their water plan and new road built, without care for those less fortunate

# 75
Which state hold judgments after family law case is transferred?
Asked on Jun. 26, 2018 ,  1 Answers

I have judgments that originated in NJ 8 years ago as part of my family law case. The case was transferred to WY when the children and I moved here 5 years ago. Since the judgments are part of family action, should interest be accrued using NJ rates for all 8 years, or 3 years with NJ and 5 with WY?...

# 76
Hello, I need advice about a mortgage of a home that caught on fire
Asked in Houston,  TX Jun. 22, 2018 ,  1 Answers

I have a manufacture home that caught on fire. the insurance sent me a check in my name and the mortgage company name. the company is refusing to send me copies of the documentation required to prove the amount that I owe for the house and they will not sign the check. they want me to sign the check...

# 77
I currently own a home by Tenancy by the Entirety with my wife. Can a judgment lien be placed and foreclosed
Asked in Seattle,  WA Jun. 21, 2018 ,  1 Answers

The creditor appeared out of no where after 8 years with out any collection effort. Added in compounded interest and is in the process of trying to foreclose on my property. He received a decision that said he could sale my portion.

# 78
Court hearing for Loan modification coming up !
Asked in Villas,  NJ Jun. 11, 2018 ,  3 Answers

My first lawyer told me to sign a paper which was a deal he made with the investor's lawyers to give me six months to sell my home. In the meantime I got a job that pays enough for the mortgage & the back arrears over a period of 55 months. Which I have been doing to bring my mortgage & back arrears...

# 79
Am i safe from being evicted?
Asked in Lake Ozark,  MO Jun. 05, 2018 ,  2 Answers

The home I live in is owner financed and I got behind on the payments the owner is taken me to court and was granted a default judgement. Then on may 31 Casenet shows he went back to court and got an execution/garnishment on Saturday June 1 I got a letter from the owners lawyer stating that I would ...

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