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Foreclosure

if I file for chapter 13 in Texas (from lack of employment) how can I save my house and automobile, or do I loose them?
Asked in Denton,  TX May 22, 2018 ,  2 Answers

Do the house/car payments get adjusted and if so, how does it work and for how long do the payments get lowered?

# 81
out of work, am I eligible to file for chapter 13? I was told No is that correct? Ive been sick but can work
Asked in Derry,  PA May 18, 2018 ,  2 Answers

Been out of work since 9/17, foreclosure has started. I called laurel legal services for free help but was told I'm not eligible since I'm out of work. Can't they work out terms while you find work or get disability? I am so afraid I don't know what to do and I have no money at the moment to pay an ...

# 82
My note was never sold before the original company went under... what do i do? can i sell it? I'm still on the tittle.
Asked in Ventura,  CA Apr. 04, 2018 ,  3 Answers

Full disclaimer: in 2009 I filed for chapter 7 and this property was supposed to be discharged. fast forward to now and I just found out that I'm still on the tittle and it was never sold or foreclosed. I've received an offer to by the property and I'm not sure what to do.

# 84
I filed for Chapter 13 to save my home, but got a great job and can now pay my mortgage !
Asked in Cape May,  NJ Apr. 02, 2018 ,  3 Answers

I filed Chapter 13 bankruptcy to save my home. The investors who own my mortgage got their lawyers to find away around it and now want me to sell my home in six months or they will foreclose. In the mean time I got a job making three times as much as I was at my last job. I can now pay my mortgage a...

# 85
Long story short: parents upside down on bills; likely to lose their house to foreclosure. No where to go. No money.
Asked in Fort Collins,  CO Apr. 02, 2018 ,  1 Answers

My parents are 80. My mother has Alzheimer's. Obviously I don't want them to be homeless. There is no family money and their lending agency (Bank of America). Can they declare bankruptcy and keep their home?

# 86
I did not reaffirm my mortgage after bankruptcy, but now I want to move. Is a deed in lieu of foreclosure my best option
Asked in Jacksonville,  FL Mar. 23, 2018 ,  2 Answers

If I do the deed in lieu of foreclosure, how long do I have to stay in the house?

# 87
I filed for Chapter 13 bankruptcy. Now I have a job making three times as much as I was, will this help ?
Asked in Cape May,  NJ Mar. 01, 2018 ,  1 Answers

I filed for chapter 13 bankruptcy. Now I have a job making more then enough money to pay my mortgage. I have a attorney who just gives me yes or no answers. My lender (investors) told me I have six months to sell my home or they will foreclose. Shouldn't the NEW job and larger income help me save my...

# 88
I filed for Chapter 13 bankruptcy and some how my Lenders Lawyers found a way around it.
Asked in Villas,  NJ Feb. 18, 2018 ,  3 Answers

I filed for Chapter 13, but some how my Lender's lawyers found a way around it, now they are giving me 6 months to sell my home or they said, they will sell it at Sheriff's sale. I tried everything from talking to the investors to trying to get a loan modification and even tried to get them to work ...

# 89
A law firm held a lien attached to our mortgage. But the firm dissolved. Does this release us from the lien?
Asked in Nashville,  TN Jan. 24, 2018 ,  1 Answers

If yes, how do we get information necessary to document the the dissolved firm, and how do we get a release of mortgage form?

# 90
I filed Chapter 7 bankruptcy in NJ and was discharged 08/2010. I included my mortgage (surrendered it).
Asked in Katy,  TX Jan. 16, 2018 ,  2 Answers

I moved out of the house 05/2011. I moved to Tx 3 years ago. I was in the process of buying a house and just found out that the said property went into pre foreclosure 08/2014, it is still under pre foreclosure. I can't get a mortgage because the title is still under my name. My question is, how can...

# 91
Husband cheated has left us for the gf. He doesn’t stay over night. He babysit the kids while I go to work on weekends.
Asked in Livonia,  MI Jan. 15, 2018 ,  1 Answers

My problem is the gf dropped in our house while I go to work or he takes them to her. I had ask him I don’t want her near our home or have her around my kids. We are still married. He has not file for divorce yet. House is going foreclosure, 7 months behind. Most of our bills are behind. He had open...

# 92
The Trustee in my Chapter 7 said my case will be closed in 30 days. But I have not received discharged Papers
Asked in Jersey City,  NJ Jan. 09, 2018 ,  2 Answers

I filed Chaper 7 not keeping the home as it is underwater. Trustee said case will be closed in 30 days but I have not seen discharge papers am I still obligated to pay mortgage. The mortgage company just sent a order for hearing to remove the stay, date of this hearing is in 25 days. I thought I wou...

# 93
CH 7 BK 11/2010. Did not reaffirm my mortgage. BK accounts off CR. Can lender still report foreclosure?
Asked in Rosemead,  CA Jan. 03, 2018 ,  1 Answers

When BK was discharged. We did not stay in the home but let relatives stay in the home for upkeep of the property. I was Active Duty military and under SCRA protection, the bank never foreclosed on the property. Recently, I left Active Duty and the bank has moved forward with foreclosure. NOD expire...

# 94
I lost my job but my spouse still works, we are now with o money, and going into foreclosure, can I file for bankruptcy
Asked on Dec. 27, 2017 ,  2 Answers

We are being service by lawyers for credit card debt, and other items we owe,

# 95
I filed a chapter 7 and do not want to keep the home. Was I suppose to include the Foreclosure Court on mailing matrix?
Asked in Jersey City,  NJ Dec. 11, 2017 ,  3 Answers

I did not reaffirm the home in Chapter 7. Foreclosure Court said they were not aware of the Filing. Was I suppose to include them on the mailing matrix. I need the stay there so they do not proceed with foreclosure at this time. The only thing I received was the initial complaint months ago from the...

# 97
I need a Pro Bono Bankrupty Attorney
Asked in Jersey City,  NJ Dec. 11, 2017 ,  1 Answers

I already filed bankrupty Pro Se. And had my Hearing. But I need an attorney to tie up the loose ends. And I need them Pro Bono

# 98
Pros and Cons of Deed in Lieu v Foreclosure post Chapter 7 discharge
Asked in Saint Louis,  MO Dec. 06, 2017 ,  1 Answers

My Bankruptcy was discharged in late August. I would like for the bank to take my house ASAP. They had started foreclosure proceedings before I filed, so I know they probably will not sit on it forever, but it is December now and I want to move on. Are there any dangers in trying to do a deed in lie...

# 99
If you are on the deed with another party, and small equity line is in a Mother who has passed away,
Asked in Colonial Heights,  VA Dec. 03, 2017 ,  1 Answers

Can you bankrupt to stop the foreclosure

# 100

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