Division of Administrative Hearings, Florida
Filed: Apr. 12, 2001
In this proceeding pursuant to Section 120.56(4), Florida Statutes, Petitioners Florida Association of Insurance Agents (the "FAIA") and Professional Insurance Agents of Florida, Inc. (the "PIA") (collectively, the "Agents") allege that a process governing so-called "renewal keep-outs," which is set forth in a manual that was produced by Respondent Florida Windstorm Underwriting Association (the "Association") and approved by Respondent Department of Insurance (the "Department"), constitutes a rule-by-definition that was not adopted under, and therefore violates, Section 120.54, Florida Statutes. This case presents several issues. As a threshold matter, it must be determined whether the Agents have standing. If they do, the ultimate issue will be whether the challenged process constitutes a rule-by-definition in violation of Section 120.54(1)(a), Florida Statutes. Embedded in the ultimate issue, however, is the first-impression question whether the Association is an "agency" subject to the provisions of Chapter 120, Florida Statutes.Procedures governing "renewal keep-outs," as set forth in a manual produced by the Florida Windstorm Underwriting Association and approved by the Department of Insurance, constitute a rule-by-definition in violation of Section 120.54, Florida Statutes.