My mother has lived in her habitat for humanity house for 10 years. She is unable to sell the house until she has paid it off. She still owes 10,000 dollars before she completely owns the title to the house and the right to sell it.
Assuming she has a buyer for the house, is there some kind of contractual loophole that she could have with the potential buyer; stating that the buyer is paying 10,000 to my mom who has the right to buy the house. Then my mom would pay the 10,000 to Habitat for Humanity for the title. Now owning the title, she now sells it to the buyer for the agreed upon amount minus the 10,000 loan.
I have no clue if something like this can exist or if there is something similar that could help me. Any advice would be appreciated greatly.
Thank You