Bankruptcy on Mortgage
My husband and I filed BK Chapter 7 Aug. 2005. We were asked by the Judge if we wanted to keep our home, and we said yes. Discharged was Nov. 2005.Checking my husbands credit 3 weeks ago realized that the mortgage was filed on. Credit reports ''Included in Bankruptcy'', we have been paying payments of $705.60 for almost 3 years without any knowledge of this. I also called the U.S. Bankruptcy Court and they confirmed it was filed on and no reaffirmation was signed and filed. We were behind 2 months when we recieved a default letter on the home, good to July 30, 2008 *yesterday*. I have told Green Tree we were letting it go back to them, then they tell us it was bankrupted on *now they tell us* and they said they were going to do ''Deed of Lieu''. We were suppose to have recieved it last week and still nothing yet. I have talked to this company 3 times within the past 2 weeks and yet for the past 2 weeks and yesterday I found out they are calling family members looking for us instead of calling us.My husband *not in my name* borrowed $68,400 and default letter says $78,988.21 , since the 11 years we have been here. Of course this isn't all of the story with Green Tree.Does something seem stange, and can anything be done about it?
Re: Bankruptcy on Mortgage
Take all of your documents (land and bankruptcy) to your attorney to find out if the lender's actions are appropriate and if you have a valid deed of trust on the property.
