Credit card debt after spouse death
My wife died suddenly about a year ago. Before she died she co-signed a credit card loan for our son without my knowing about it. After she died, my son injured his back and has been unable to work. Without her income, I am unable to make the payments. The credit card compamy now says that they can put a lein on my house. There was no estate and had no individual assets. Can the credit card company put a lein on my house and or come after me?
Re: Credit card debt after spouse death
I'm sorry to hear of your loss. If you did not assent, whether orally or in writing, to repay your son's loan, you are not obligated to repay such obligation, subject to several minor exceptions.
Re: Credit card debt after spouse death
I'm sorry to hear of your loss. If you did not assent, whether orally or in writing, to repay your son's loan, you are not obligated to repay such obligation, subject to several minor exceptions.