Secured assets are only real concern I have. The car broke down, mechanic denies having access to it after abandoned. Can I get debt discharged and somehow get the car and title back, even if theres a new "owner"? Also, I have expired lease for mattress..is this something I redeem for like $10? Or just say I intend to give it up. Theres a new owner of the debt. Thanks
No. The secured lien survives the bankruptcy. They cannot come after you for the balance but the lien is still in place. You can probably redeem the mattress for a few dollars.
