By law, you are entitled to a refund. Moreover, in Illinois, a non-lawyer cannot represent you if you are already in foreclosure. So, yes, you would bring them to small claims court in Illinois. You just have to hope that they are still in business. You may be better served by sending a demand letter asking for the money and pointing out the myriad of violations of the law. I would sue both the firm here and the one in Cal. Feel free to email me if you have any further questions: [email protected]
