I did not know she was drinking and driving, also didn't know she never had insurance on it.
You need to contact an attorney in the area where the alleged charges were brought as soon as possible, if you have not done so already. The State has several options available to them on how to proceed, and you need an attorney versed in the law to discuss your options with you. This could be a problem for you since the truck is titled in your name. Do a search here on Justia to find recommended lawyers. You might also reach out to your local law library for recommendations. Good luck to you!