My car was repossessed about 3 years ago. The debt transferred from the bank to a collections agency. I was on a payment plan with the debt collection company. I did not pay the full amount of the loan, but they stopped calling for about a year and did not make payment arrangements. I recently received a call letting me know that my loan is now being collected by the original lender, in which the collector was extremely rude, argumentative and defensive. Is there something I can file against the company for this treatment and for the fact that they didn't call me for a year+ and now they are trying to collect the money again?
