Unless you are registered domestic partners (or married), neither you nor your property is subject to lien, garnishment, seizure, etc. for the debts of a live-in girl friend.

Since you share an address, there is a moderate possibility that you might get debt-collection attempts against you (letters, phone calls) and a strong possibility that she will get some at your joint address. However, unless you receive something that is other than a mass-produced collection letter, and makes obvious direct and personalized threats of collection efforts against you or your property, I'd ignore the ones addressed to you.

Do not ignore anything resembling a complaint, summons, notice of levy, etc. that looks individualized or is from a lawyer, sheriff or court.

Unless you are registered domestic partners (or married), neither you nor your property is subject to lien, garnishment, seizure, etc. for the debts of a live-in girl friend.

Since you share an address, there is a moderate possibility that you might get debt-collection attempts against you (letters, phone calls) and a strong possibility that she will get some at your joint address. However, unless you receive something that is other than a mass-produced collection letter, and makes obvious direct and personalized threats of collection efforts against you or your property, I'd ignore the ones addressed to you.

Do not ignore anything resembling a complaint, summons, notice of levy, etc. that looks individualized or is from a lawyer, sheriff or court.