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filed ch.13 now having hard time paying. if I had filed just regular bank. could a lien be put on life use of home
Asked in Candor,  NY Apr. 16, 2018 ,  1 Answers

Live in Croghan ny in live in life estate home my dad held deed he has since passed, do I own home now and court woud put lien on it I'm disabled and live on 750.0 and with me paying taxes that, 150;00 the court agreed on is getting hard and for that I wonder why my lawery did not file complete bank...

# 141
Is a spousal guarantee on a loan enforceable if the spouse never benefited from the loan?
Asked in Charlotte,  NC Mar. 07, 2018 ,  1 Answers

Wife signed a 100K loan as a spousal guarantee. Husband later filed bankruptcy, wife did not. Complaint filed against spouse (wife) for repayment of the $100K. The $100K went to a company in the husbands name where the wife has no owner interest, is not an officer nor employee. Can this be interpret...

# 143
How can I get a copy of a land contract that isn't filed from some one who won't give it to me?
Asked in Prestonsburg,  KY Feb. 26, 2018 ,  1 Answers

I need a copy of a land contract my name is on for bankruptcy. My ex-wife and the land owners are family and will not give me a copy.

# 144
Bankruptcy or credit card question. Can I be arrested for not paying creditors?
Asked in Louisville,  KY Feb. 19, 2018 ,  1 Answers

Disabled senior citizen can't pay off credit card debt and need to file bankruptcy. I was told because I receive SSI, have no savings or checking account, own no property, no life insurance, on fixed income there would be no need to file bankruptcy. I closed accounts and destroyed credit cards. I ca...

# 145
My boyfriend rented an apartment and signed a lease ...I live with him but not on the lease ...I never signed lease
Asked in East Liverpool,  OH Feb. 13, 2018 ,  2 Answers

The landlord is evicting us both...my boyfriend filed Chapter 7...so now Landlord is filing to make me pay...Because I’m not in bankruptcy ...what will happen?...will this effect my credit ?...will I have to pay back rent?

# 146
Contracted broker hired noninsured carrier to transport in agreement states any carrier to be insured
Asked on Feb. 08, 2018 ,  1 Answers

My shipment hasn't arrived and now find out the carrier the broker hired had no insurance. Also in terms of agreement any court proceedings were to be handled under Florida law. I'm in Montana. Any suggestions please thank you

# 147
i have a tenant that terminated the lease early(mother and son), he lived in the unit, she lived out of state.
Asked in Dunnellon,  FL Jan. 24, 2018 ,  1 Answers

she called and wrote an email. didnt give property written notice(per lease). she asked not to deposit rent check and i already did. then she filled chapter 7 bankruptcy.how do i handle the last month and security deposit?? normally when they break the lease they loose it all.

# 148
If a business goes bankrupt, is there still something you can do seven years later?
Asked in Oak Grove,  KY Jan. 19, 2018 ,  1 Answers

We out grew our old church and built a new one 7 years ago. The primary contractor went bankrupt while building our church. It cost $3 million dollars; however, it is definitely not a $3 million dollar job! We have had MANY problems because of "shotty" work, lesser quality materials, and corners tha...

# 149
If a person is not in their right mind to make a proper Choice can they be held responsible for the choices they make?
Asked on Jan. 17, 2018 ,  1 Answers

While under the influence of any mind altering substance you are not in your right mind to make proper judgement or any choice. Therefore if a person was drunk before deciding to drive, would not this be more of a temporary insanity induced by chemical substances. How could the person have made a ri...

# 150
I had Finance the car through Santander Consumer USA on 8/28/15 but they reported it for8/16/15 is that legal
Asked in Sacramento,  CA Jan. 03, 2018 ,  1 Answers

They also were supposed to send me a copy of my contract which I had never received they had sent me a $1,400 bill a week after I finance the car and then they repossessed my car 4 days after a late payment and sold it without my knowledge I also never received any of my personal belongings from the...

# 151
I went through bankruptcy in 2015 and discharged now 2017 lien holder has not picked up vehicle what are my options?
Asked in Orlando,  FL Dec. 19, 2017 ,  1 Answers

File for bankruptcy in January of 2015 discharged in June of 2015 lienholder on a vehicle that was scheduled in my bankruptcy Chapter 7 still has not picked up the vehicle and it is almost 2018 what are my options as far as them repossessing the vehicle or getting the title to the vehicle in the sta...

# 152
I hired a lawn company to do some work for me.He was to lightly trim two trees in front of my house and remove weeds in
Asked in Tarpon Springs,  FL Dec. 09, 2017 ,  1 Answers

planter around pool and install weed barrier and mulch..He completely cut with chainsaw my trees and took off all the branches and all leaves and left me with two sticks that look hideous..I asked him to just trim very little off my crepe myrtle tree and not to remove any height or branches and to t...

# 154
How can a Realtor structure a promotion to give a portion of commission to a charity?
Asked in Pasadena,  CA Nov. 20, 2017 ,  1 Answers

I would like to set up a Marketing Service Agreement (MSA) to give part of my commission to a charitable organization in my area to buyers and sellers that engage the promotion. I want to advertise on the organizations website and newsletter with the offer. My company says this is an illegal referra...

# 155
I have an active court case from a creditor for an old debt. I am destitute and cannot pay it. What should I do?
Asked in Parkville,  MD Nov. 17, 2017 ,  1 Answers

Is it worth going bankrupt with my credit score still being decent? If they are granted the judgement, and I cannot pay, then what? I have no substantial assets other than a small IRA. My total cash is just a couple thousand and I own my car. I am self-employed and make little enough that I qualify ...

# 156
I have a court case pending for a debt from nearly 3 years ago. The statute of limitations expires before the court date
Asked in Parkville,  MD Nov. 17, 2017 ,  1 Answers

But, the motion for a complaint was filed before the statute of limitations date. So the statute expires before the actual court date but after the lawyer filed the complaint. Will I be able to use the statue of limitations as a defense in court, since it will have passed by the time we go to court ...

# 157
Hello - Under Ca State Law is a consumer protected from a late charge if the due date falls on a closed store date?
Asked on Oct. 25, 2017 ,  1 Answers

Let us say Sept 3 - the due date is a Sunday. Is a consumer protected from any ‘late fees’ if paid amount due is paid the following open day? Monday?

# 158
I am a defendant with trial set for next year. Do I have to answer the interrogatory sent to me for debt collection?
Asked in Montclair,  CA Oct. 14, 2017 ,  1 Answers

No judgement yet. Final Conference and Trial set for April. Plaintiff sent me "First Set of Special Interrogatories to Defendant" through the mail. Do I have to answer the questions such as "What is my bank account number?" Or can that wait until after the judge has made a ruling?...

# 159
A contest ran with a deadline offering a cash prize, received many entries, & never picked/paid a winner. Is this legal?
Asked in Hayward,  CA Oct. 11, 2017 ,  1 Answers

This was a wealthy Youtuber who offered $10,000 USD as a prize to the best video made to fit a hashtag. He gained millions of subs and earned millions of dollars in AdSense revenue from the contest but kept the money. When another creator called him out, he made a poor excuse for deciding not to pic...

# 160

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