i was in a accident this lady hit my car and totaled it, now her insurance company is trying pay off the car, but tha leaves me with nothing to drive what am i supposed to do
If you received no injuries in the accident, and the fair market value of the vehicle at the timeof the accident did not exceed the amount still owed on the car loan, that's all that you can reasonably expect, i,e., payoff of the vehicle loan.
