She is on a fixed income and can no longer keep up with minimum payments and pay her bills. Her only assets are a condo (paid off) a very old car and about 9k in a savings account. Some of the credit cards have interest rates of 26 percent! A reverse mortgage is not an option because too many units in her building are rentals. A equity loan is probably also not possible for this reason. Thanks in advance for any help.
She needs to meet with a competent bankruptcy attorney who can evaluate her case, help your protect her assets and guide her to the right decisions.