Only one person can answer you - your Chapter 13 attorney. Your retainer included 5 years of advice. Why have you not called him? No one here has seen your schedules etc.
It is usually an AWFUL mistake to dismiss a confirmed case, especially if you want to borrow to fix debts, always a bad plan, and a nearly impossible one with a 13 on your credit. Lenders won't make the loan, or will overcharge you badly. But have your lawyer run the numbers.
If the case is dismissed, you should expect discover to sue, and get a lien on your home unless you pay them. All the interest you would have lopped off will be due again. Bad plan, likely, but ask your lawyer.
Only one person can answer you - your Chapter 13 attorney. Your retainer included 5 years of advice. Why have you not called him? No one here has seen your schedules etc.
It is usually an AWFUL mistake to dismiss a confirmed case, especially if you want to borrow to fix debts, always a bad plan, and a nearly impossible one with a 13 on your credit. Lenders won't make the loan, or will overcharge you badly. But have your lawyer run the numbers.
If the case is dismissed, you should expect discover to sue, and get a lien on your home unless you pay them. All the interest you would have lopped off will be due again. Bad plan, likely, but ask your lawyer.