If they didn't agree to be responsible for the funeral, they would likely not be liable for the funeral expenses. Usually the funeral expenses come out of the decedent's estate, which does not include life insurance.
If you would like to discuss your matter further over a free phone consult, please contact me at your convenience.
Regards,
Michael J. Duffy, Esq.
Duffy Law, LLC
1-888-414-5773
www.mduffylaw.com
1500 Market Street
12th Floor, East Tower
Philadelphia, Pennsylvania 19102
52 Berlin Rd.
Suite 3000
Cherry Hill, NJ 08034
